Click4Assistance UK Live Chat Software

Specialist medical travel insurance


Welcome to OK To Travel, a provider of specialist travel insurance for pre-existing medical conditions designed by medical travel insurance experts with over 20 years experience. We don’t impose any age restrictions on single trips up to 3 months or annual multi-trip policies and aim to cover all types of medical conditions including cancer conditions, heart conditions, diabetes, stroke, epilepsy and mental health conditions. Travel insurance policies are available for individuals, couples, families and groups to Europe or Worldwide.


Getting a quote takes minutes with our instant quote and buy system. It’s quick, simple and totally confidential. We can insure your travelling companions too, whether they have medical conditions or not. Being insured on the same specialist policy with OK To Travel has many advantages and can protect accompanying friends and family against unforeseen costs resulting from your existing medical conditions, such as cancellation or curtailment of a holiday. If you'd rather speak with us to discuss a quote and policy issue, our experienced and knowledgeable travel insurance agents are waiting for your call from our UK based contact centre.

Single Trip


Medical travel insurance for one-off single trips up to 184 days in duration to Europe or Worldwide.

Annual Multi-Trip


Cover for multiple trips to Europe or Worldwide over a 12 month period with no upper age limit.



Cruise travel insurance including cabin confinement, missed port departure and medical expenses.

OK To Travel has four levels of cover which can provide up to*: 


*Cover limits will vary depending on the cover level selected. All cover benefits are per person insured on the policy and subject to the applicable policy excess.

£5,000 Cancellation


Cancellation cover up to £5,000 per insured to recoup costs of unused travel and accommodation.

£10M Medical Expenses


Cover up to £10,000,000 per insured if you require emergency medical treatment or repatriation.

£3,000 Baggage


Cover if your personal possessions are lost, stolen or damaged up to £3,000. 

COVID-19 Cover


A range of COVID-19 specific cover benefits including cancellation, denied boarding and medical expenses abroad.

£500 Missed Departure


Cover for travel and accommodation expenses required to reach your booked destination if you miss your departure.

£50 Policy Excess


Policy excess as low as £50 on our Premier Plus level of cover.

Our award winning customer service


We use an independent customer review system, called Feefo. All reviews are gathered anonymously from genuine customers. Testament to our top-grade customer service, we’ve received numerous Platinum Trusted Service Awards from Feefo, and we’re proud to have helped thousands secure the cover they need when travelling abroad. Our customers can travel confidently, knowing they’re covered by our policies, designed to respond to medical emergencies abroad.


Read our reviews


"A really welcome discovery of a good helpful insurer"


Clear questions about medical conditions with a sensible offer of one trip insurance for Europe. Reasonable price having been refused by another major UK provider. Immediate and complete transfer by email of all paperwork that was well presented and clear.




"Excellent service for the elderly"


Very happy that I was able to take out a travel insurance policy at my age (95). Many price options proposed for which I was grateful.




"Excellent company, excellent service, excellent price!"


I was very pleased with the overall process and the price. I am a repeat customer and will continue to be so, I will recommend your company to anyone who seeks my advice.




"Quick, easy, competitive"


Easy to understand, very helpful and knowledgeable. Quick to sort out. We’ve used OK To Travel a few times and will no doubt continue to in future. Competitive price.



Specialist medical travel insurance designed with more than 20 years experience

Charity partners


OK To Travel is proud to support a broad range of UK based charities, helping members protect their holidays with cover for pre-existing medical conditions at a fair price.

Latest travel news


Read the latest news, product and service updates from the OK To Travel team.

What is a travel insurance Policy Schedule or Certificate of Insurance? Why is it important and what information does it tell you?

Track flights in real-time by sending a simple text message

OK To Travel awarded the Feefo Platinum Trusted Service Award for another year of excellent customer service