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Medical Travel Insurance cover

all types of medical conditions

All OK To Travel policies cover Emergency Medical Treatment if you contract COVID-19 abroad. Enhanced COVID cover is available on Premier Plus only. Travellers should check the latest FCDO travel advice for their chosen destination at gov.uk/foreign-travel-advice prior to purchasing insurance or travelling. There will be no cover under this policy if you travel to a country or area that the Foreign, Commonwealth & Development Office (FCDO)/Government advise against all or all but essential travel to.

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    Cover for all types of Medical Conditions
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    Cover for all types of Medical Conditions
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    Competitive rates
  • All Medical Conditions Considered
  • No age limit for trips up to 3 months
  • 24 Hour Medical Emergency service
  • 14 Day Money Back Guarantee

Important Information

All OK To Travel policies cover Emergency Medical Expenses relating to COVID-19 whilst abroad. Enhanced COVID-19 cover is available on Premier Plus policies purchased from 20th August 2020. To find out more visit Cover for Coronavirus (COVID-19)

Update: 24th Feb 2021

*Due to current lockdown restrictions we have suspended new single trip quotes for overseas travel prior to 18th May 2021. This will be reviewed subject to government guidance. For more information visit News or gov.uk/coronavirus. If you require insurance for a UK trip prior to 18th May please contact our UK call centre.

All travellers should check the latest FCDO travel advice for their chosen destination at gov.uk/foreign-travel-advice prior to purchasing insurance or travelling. There will be no cover under this policy if you travel to a country or area where the Foreign, Commonwealth & Development Office (FCDO) or government are advising against all or all but essential travel. There is no cancellation cover if you are unable to travel due to the FCDO or government advising against all or all but essential travel.

Update: 20th Aug 2020

As of the 20th August 2020 our Premier Plus single trip and annual multi-trip policies now include additional COVID-19 cover.

What's included on Premier Plus with Enhanced COVID cover?

  • Emergency Medical Expenses including if you were to contract COVID-19 abroad (covered on all 4 levels of cover)
  • Cancellation Cover for COVID-19
    • If you have to cancel your trip due to you or anyone travelling with you and insured on your policy contracting COVID-19/Coronavirus within 14 days of your trip starting. This additional cover for cancellation is currently unavailable on our Standard, Premier and Premier Extra levels of cover.
  • Denied boarding cover if you’re prevented entry at the airport due to detected symptoms of coronavirus. This would only be applicable if you receive a positive COVID-19 test.
  • Reimbursement on any pre-booked excursions or events which you cannot recover from any other source.

Click here to read full details of our COVID-19 cover.

Our policies will not provide any cover if there is Foreign, Commonwealth & Development Office (FCDO) advice against 'all' or 'all but essential travel' to the country you are visiting.

Visit the FCDO website for more details: Foreign, Commonwealth & Development Office travel advice

Getting a Quote

You may obtain new quotes and policies anytime online via our website or by calling us on 01223 446 920 to speak to one of our Travel Insurance Agents.

Call Centre Opening Hours: Monday - Friday 9am - 2pm (Restricted hours due to COVID-19)

If you have any questions, please initially visit our FAQs page; https://www.oktotravelinsurance.co.uk/faqs/

For any questions not answered, please email us at operations@oktotravelinsurance.co.uk (Inbox monitored Monday to Friday from 9am to 5pm), or call us as above.

The Money Advice Service

The Money Advice Service provides a directory of firms specialising in travel insurance for customers with serious medical conditions. You can contact MAS, Monday to Friday, 8am to 6pm on 0800 138 7777 or access the directory at https://traveldirectory.moneyadviceservice.org.uk/en. For more information visit The Money Advice Service.

OK To Travel is designed to help you travel where you want, when you want. Other travel insurers may decline cover based on medical conditions and age but that’s not our style! We aim to provide cover for all ages and all types of medical conditions, including Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and Mental Health Conditions. Whether you’re looking for a single trip or annual multi trip policy, look no further. Getting a quote takes minutes with our instant Quote and Buy system – it’s quick, simply and totally confidential. This policy is only available to residents of UK who have lived in the UK for the last six months and are registered with a UK GP.

We can insure your travelling companions too, whether they have medical conditions or not. Being insured on the same specialist OK To Travel policy has many advantages and can protect accompanying friends and family against unforeseen costs resulting from your existing medical conditions, such as cancellation or curtailment of a holiday. Best of all, our prices are fair and competitive for everyone.

Our Standard, Premier, Premier Extra and Premier Plus travel insurance packages offer a choice of cover limits, so you only have to pay out for the cover you really need. All you have to do is select the one that best suits you and your holiday plans.



Summary of cover

We cover medical conditions including:

  • Cancer, Heart Conditions
  • Epilepsy, Diabetes, Asthma
  • High Blood Pressure, Cholesterol
  • Cystic Fibrosis, Thalassaemia, TIA
  • Sickle Cell Anaemia, Mental Health Conditions
  • Lupus, Arthritis, Haemophilia
  • Multiple Sclerosis, Hydrocephalus
  • and many, many more...