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Medical Travel Insurance cover

all types of medical conditions

Benefits - Summary Table

 

Below is a summary of the cover available with OK To Travel, applicable to policies purchased from October 2021. If you have an existing policy, please see your policy wording for full details, terms, conditions and limitations.

If your policy was purchased between December 2018 and August 2021: visit OK To Travel Cover Benefits to find your cover benefits or view your policy wording for more information.

Cover Description (Excess)

Standard

Premier

Premier Extra

Premier Plus

Trip Disruption
Cancellation NIL £1,000 (£125) £3,000 (£100) £5,000 (£50)
COVID-19 Cancellation NIL £1,000 (£125) £3,000 (£100) £5,000 (£50)
Abandonment NIL £1,000 (£125) £3,000 (£100) £5,000 (£50)
Missed Departure £500 (NIL) £500 (NIL) £500 (NIL) £500 (NIL)
End Supplier Financial Failure £5,000 (NIL) £5,000 (NIL) £5,000 (NIL) £5,000 (NIL)
Catastrophe £1,000 (NIL) £1,000 (NIL) £1,000 (NIL) £1,000 (NIL)
Kennel and Cattery £500 (NIL) £500 (NIL) £500 (NIL) £500 (NIL)
Travel Delay £100 (NIL) £100 (NIL) £100 (NIL) £100 (NIL)
Medical & Curtailment
Emergency Medical Expenses £10,000,000 (£500) £10,000,000 (£150) £10,000,000 (£100) £10,000,000 (£50)
Repatriation £10,000,000 (£500) £10,000,000 (£150) £10,000,000 (£100) £10,000,000 (£50)
Recuperation Holiday £300 (NIL) £300 (NIL) £300 (NIL) £300 (NIL)
Emergency Dental £350 (NIL) £350 (NIL) £350 (NIL) £350 (NIL)
UK Medical Exam £750 (NIL) £750 (NIL) £750 (NIL) £750 (NIL)
Hospital Benefit £1,000 (NIL) £1,000 (NIL) £1,000 (NIL) £1,000 (NIL)
Curtailment NIL £1,000 (£125) £3,000 (£100) £5,000 (£50)
Funeral Expenses £1,500 (NIL) £1,500 (NIL) £1,500 (NIL) £1,500 (NIL)
Possessions
Mobility Aids £2,500 (NIL) £2,500 (NIL) £2,500 (NIL) £2,500 (NIL)
Personal Money £400 (£125) £400 (£125) £400 (£100) £400 (£50)
Valuables £250 (£125) £250 (£125) £250 (£100) £300 (£50)
Personal Property £2,000 (£125) £2,000 (£125) £2,000 (£100) £3,000 (£50)
Single Article Limit £250 £250 £250 £300
Loss of Passport £300 (NIL) £300 (NIL) £300 (NIL) £300 (NIL)
Legal & Personal Accident
Legal Advice £15,000 (NIL) £15,000 (NIL) £15,000 (NIL) £15,000 (NIL)
Personal Liability £2,000,000 (NIL) £2,000,000 (NIL) £2,000,000 (NIL) £2,000,000 (NIL)
Personal Accident £15,000 (NIL) £15,000 (NIL) £15,000 (NIL) £15,000 (NIL)

Optional Extra Covers (additional premium payable)

Optional Winter Sports Extension - if the appropriate premium has been paid

Ski Equipment £500 (£50)
Single Article Limit £250
Piste Closure £350 (£50)
Ski Hire £150 (£50)
Delayed Ski Equipment £150 (£50) 
Ski Pack £400 (£50)
Cruise Extension - if the appropriate premium has been paid
Cruise Interruption £1,000 (£50)
Unused Excursions £750 (£50)
Missed Port £750 (£50)
Cabin Confinement £100 per 24 hours up to £500