If you're looking for single or annual multi-trip cover but intend to cruise whilst you're away, be sure to select our cruise extension during the quote journey! The cruise extension must be added to any policy involving a cruise to avoid invalidating your insurance cover (applicable to policy numbers beginning OKEIG/). If you're cruising for more than 31 days, please contact us for alternative policies.
OK To Travel provides cover for cruising up to 184 days, so whether you’re off on a romantic weekend, two week family holiday or perhaps a long adventure, we have a policy that will look after you from the second you buy insurance until the moment you get back into the UK (subject to normal policy conditions).
As cruise cover is an extension of our standard policies, you'll have the luxury of our usual cover limits such as emergency medical expenses, personal property and missed departure with the added bonus of cruise specific policy benefits; including but not limited to cabin confinement, cruise interruption, unused cruise excursions and missed port departure.
We take into consideration the area of the world you are travelling to, how long you are going for and your pre existing medical conditions (providing you declare them) so you have the right cover for you and your holiday. Our policies also include access to a 24-hour medical emergency line just in case you need assistance and support whilst you’re away.
Having cruise cover that includes your pre-existing medical conditions means you will be insured should you have to receive any emergency medical treatment on holiday, and if you opt for our Premier, Premier Extra or Premier Plus cover, you will also be covered for cancellation should your medical conditions cause any complications before your departure date.
We give you choice when it comes to single trip insurance and offer four different packages with varying levels of cover. Premier, Premier Extra and Premier Plus all offer cancellation cover if you have an unforeseen change to your health before travel and emergency medical expenses are covered up to £10 million on all OK To Travel policies.
Once you have booked your cruise, it’s a good idea to get your travel insurance in place. The cancellation benefit of our Premier, Premier Extra and Premier Plus cover kicks in from the time you buy insurance, so the sooner you go on cover, the sooner your money is protected. However, if you are booking a last minute holiday or quick break, provided you haven’t left the UK, our online quote and buy facility is ideal for getting last minute cover. If you’re buying single trip travel insurance close to the time of your departure, you may feel cancellation cover is of no benefit, and if so, our ‘Standard’ cover option, which excludes cover for cancellation, may meet your needs and reduce your premium.
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