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Summary of cover
Our Standard, Premier, Premier Extra and Premier Plus travel insurance packages offer a choice of cover limits, so you only have to pay for the cover you really need. All you have to do is select the one that best suits you and your holiday plans during our quote journey. All cover benefits are per person insured on the policy and subject to the applicable policy excess.
The following cover benefits are only applicable to policy numbers beginning OKEIG/ and OK-
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Cover Description (Excess)
Standard
Premier
Premier Extra
Premier Plus
Trip Disruption
Cancellation
NIL
£1,000 (£125)
£3,000 (£100)
£5,000 (£50)
COVID-19 Cancellation
NIL
£1,000 (£125)
£3,000 (£100)
£5,000 (£50)
Abandonment
NIL
£1,000 (£125)
£3,000 (£100)
£5,000 (£50)
Missed Departure
£500 (NIL)
£500 (NIL)
£500 (NIL)
£500 (NIL)
Catastrophe
£1,000 (NIL)
£1,000 (NIL)
£1,000 (NIL)
£1,000 (NIL)
Pet Care
£500 (NIL)
£500 (NIL)
£500 (NIL)
£500 (NIL)
Travel Delay
£100 (NIL)
£100 (NIL)
£100 (NIL)
£100 (NIL)
Medical & Curtailment
Emergency Medical Expenses
£10,000,000 (£500)
£10,000,000 (£150)
£10,000,000 (£100)
£10,000,000 (£50)
Repatriation
£10,000,000 (£500)
£10,000,000 (£150)
£10,000,000 (£100)
£10,000,000 (£50)
Recuperation Holiday
£300 (NIL)
£300 (NIL)
£300 (NIL)
£300 (NIL)
Emergency Dental
£350 (NIL)
£350 (NIL)
£350 (NIL)
£350 (NIL)
UK Medical Exam
£750 (NIL)
£750 (NIL)
£750 (NIL)
£750 (NIL)
Hospital Benefit
£1,000 (NIL)
£1,000 (NIL)
£1,000 (NIL)
£1,000 (NIL)
Curtailment
NIL
£1,000 (£125)
£3,000 (£100)
£5,000 (£50)
Funeral Expenses
£1,500 (NIL)
£1,500 (NIL)
£1,500 (NIL)
£1,500 (NIL)
Possessions
Mobility Aids
£2,500 (NIL)
£2,500 (NIL)
£2,500 (NIL)
£2,500 (NIL)
Personal Money
£400 (£125)
£400 (£125)
£400 (£100)
£400 (£50)
Valuables Limit
£250 (£125)
£250 (£125)
£250 (£100)
£300 (£50)
Personal Possessions
£2,000 (125)
£2,000 (£125)
£2,000 (£100)
£3,000 (£50)
Single Article Limit
£250
£250
£250
£300
Loss of Passport
£300 (NIL)
£300 (NIL)
£300 (NIL)
£300 (NIL)
Legal & Personal Accident
Legal Expenses
£15,000 (NIL)
£15,000 (NIL)
£15,000 (NIL)
£15,000 (NIL)
Personal Liability
£2,000,000 (NIL)
£2,000,000 (NIL)
£2,000,000 (NIL)
£2,000,000 (NIL)
Personal Accident
£15,000 (NIL)
£15,000 (NIL)
£15,000 (NIL)
£15,000 (NIL)
Optional cover section
Optional cover limits are identical across all cover levels. Benefits will only apply if you have paid the appropriate premium and the additional cover is shown on your policy schedule.
Cruise Cover
Cover Limit
Excess
Cruise Interruption
£1,000 (limited to £100 per port)
£50
Unused Excursions
£750
£50
Missed Port
£750
£50
Cabin Confinement
£100 per 24 hours up to £500
NIL
Winter Sports Cover
Cover Limit
Excess
Ski Equipment
£500
£50
Single Article Limit
£200
£50
Piste Closure
£350
£50
Ski Hire
£150
£50
Delayed Ski Equipment
£150
£50
Ski Pack
£400
£50
Golf Cover
Cover Limit
Excess
Loss of Own Equipment
£750
£50
Single Article Limit
£250
£50
Equipment Hire
£375
£50
Loss of Green Fees
£375
£50
Hole in One
£100
NIL