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Policy Details

Read the OK To Travel policy wording and review our cover benefits

Policy Wording

 

If your policy was purchased prior to the active wording displayed below, please visit our policy wording vault.

Policy number OK-

 

Issued from 26th April 2024, underwritten by Starr International Europe Ltd

Policy Wording Vault

 

If you purchased an OK To Travel policy before our active policy wording came info force, you'll find your details below. Select your policy number from the drop down to view our previous policy documents. If you need assistance identifying the policy wording applicable to your cover call us on 01223 446 920.

OKEIG/

Summary of Cover

 

Our Standard, Premier, Premier Extra and Premier Plus travel insurance packages offer a choice of cover limits, so you only have to pay for the cover you really need. All you have to do is select the one that best suits you and your holiday plans during our quote journey. All cover benefits are per person insured on the policy and subject to the applicable policy excess.

 

The following cover benefits are only applicable to policy numbers beginning OK-, issued from 26/04/2024 and underwritten by Starr International Europe Ltd.

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Cover Description (Excess)

Standard

Premier

Premier Extra

Premier Plus

Trip Disruption

Cancellation

NIL

£1,000 (£125)

£3,000 (£100)

£5,000 (£50)

Abandonment

NIL

£1,000 (£125)

£3,000 (£100)

£5,000 (£50)

Missed Departure

£500 (NIL)

£500 (NIL)

£500 (NIL)

£500 (NIL)

Kennel & Cattery Fees

£500 (NIL)

£500 (NIL)

£500 (NIL)

£500 (NIL)

Travel Delay

£100 (NIL)

£100 (NIL)

£100 (NIL)

£100 (NIL)

Medical & Curtailment

Emergency Medical Expenses

£10M (£500)

£10M (£150)

£10M (£100)

£10M (£50)

Repatriation

£10M (£500)

£10M (£150)

£10M (£100)

£10M (£50)

Search & Rescue

£500 (NIL)

£500 (NIL)

£500 (NIL)

£500 (NIL)

Recuperation Holiday

£300 (NIL)

£300 (NIL)

£300 (NIL)

£300 (NIL)

Emergency Dental

£350 (NIL)

£350 (NIL)

£350 (NIL)

£350 (NIL)

Loss of Medication

£300 (NIL)

£300 (NIL)

£300 (NIL)

£300 (NIL)

UK Medical Exam

£750 (NIL)

£750 (NIL)

£750 (NIL)

£750 (NIL)

Hospital Benefit

£1,000 (NIL)

£1,000 (NIL)

£1,000 (NIL)

£1,000 (NIL)

Curtailment

NIL

£1,000 (£125)

£3,000 (£100)

£5,000 (£50)

Funeral Expenses

£5,000 (NIL)

£5,000 (NIL)

£5,000 (NIL)

£5,000 (NIL)

Possessions

Mobility Aids

£1,500 (£125)

£1,500 (£125)

£1,750 (£100)

£2,500 (£50)

Gadget Cover

£1,000 (£125)

£1,000 (£125)

£1,000 (£100)

£1,000 (£50)

Personal Money

£400 (£125)

£400 (£125)

£400 (£100)

£400 (£50)

Personal Possessions

£2,000 (125)

£2,000 (£125)

£2,000 (£100)

£3,000 (£50)

Single Article Limit

£250

£250

£250

£300

Valuables Limit

£250

£250

£250

£300

Loss of Passport

£300 (NIL)

£300 (NIL)

£300 (NIL)

£300 (NIL)

Legal & Personal Accident

Legal Expenses

£15,000 (NIL)

£15,000 (NIL)

£15,000 (NIL)

£15,000 (NIL)

Personal Liability

£2M (NIL)

£2M (NIL)

£2M (NIL)

£2M (NIL)

Personal Accident

£15,000 (NIL)

£15,000 (NIL)

£15,000 (NIL)

£15,000 (NIL)