All medical conditions considered with no age limit on Single Trip or Annual Multi-Trip policies. You're OK To Travel
Policy Wording
If your policy was purchased prior to the active wording displayed below, please visit our policy wording vault.
Policy number OK-
Issued from 1st December 2024, underwritten by Starr International Europe Ltd
Policy Wording Vault
If you purchased an OK To Travel policy before our active policy wording came info force, you'll find your details below. Select your policy number from the drop down to view our previous policy documents. If you need assistance identifying the policy wording applicable to your cover call us on 01223 446 920.
Policy numbers OK-
Issued between 09/07/2024 and 30/11/2024 - Underwritten by Starr International Europe Ltd: OK To Travel Policy Wording
Issued between 26/04/2024 and 08/07/2024 - Underwritten by Starr International Europe Ltd: OK To Travel Policy Wording
Policy numbers OKEIG/
Issued between 11/07/2022 and 31/07/2023 - Insured by Euroins AD: OK To Travel Policy Wording
Issued between 03/03/2022 and 10/07/2022 - Insured by EuroIns AD: OK To Travel Policy Wording
Summary of Cover
Our Standard, Premier, Premier Extra and Premier Plus travel insurance packages offer a choice of cover limits, so you only have to pay for the cover you really need. All you have to do is select the one that best suits you and your holiday plans during our quote journey. All cover benefits are per person insured on the policy and subject to the applicable policy excess.
The following cover benefits are only applicable to policy numbers beginning OK-, issued from 26/04/2024 and underwritten by Starr International Europe Ltd.
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Cover Description (Excess)
Standard
Premier
Premier Extra
Premier Plus
Trip Disruption
Cancellation
NIL
£1,000 (£125)
£3,000 (£100)
£5,000 (£50)
Abandonment
NIL
£1,000 (£125)
£3,000 (£100)
£5,000 (£50)
Missed Departure
£500 (NIL)
£500 (NIL)
£500 (NIL)
£500 (NIL)
Kennel & Cattery Fees
£500 (NIL)
£500 (NIL)
£500 (NIL)
£500 (NIL)
Travel Delay
£100 (NIL)
£100 (NIL)
£100 (NIL)
£100 (NIL)
Medical & Curtailment
Emergency Medical Expenses
£10M (£500)
£10M (£150)
£10M (£100)
£10M (£50)
Repatriation
£10M (£500)
£10M (£150)
£10M (£100)
£10M (£50)
Search & Rescue
£500 (NIL)
£500 (NIL)
£500 (NIL)
£500 (NIL)
Recuperation Holiday
£300 (NIL)
£300 (NIL)
£300 (NIL)
£300 (NIL)
Emergency Dental
£350 (NIL)
£350 (NIL)
£350 (NIL)
£350 (NIL)
Loss of Medication
£300 (NIL)
£300 (NIL)
£300 (NIL)
£300 (NIL)
UK Medical Exam
£750 (NIL)
£750 (NIL)
£750 (NIL)
£750 (NIL)
Hospital Benefit
£1,000 (NIL)
£1,000 (NIL)
£1,000 (NIL)
£1,000 (NIL)
Curtailment
NIL
£1,000 (£125)
£3,000 (£100)
£5,000 (£50)
Funeral Expenses
£5,000 (NIL)
£5,000 (NIL)
£5,000 (NIL)
£5,000 (NIL)
Possessions
Mobility Aids
£1,500 (£125)
£1,500 (£125)
£1,750 (£100)
£2,500 (£50)
Gadget Cover
£1,000 (£125)
£1,000 (£125)
£1,000 (£100)
£1,000 (£50)
Personal Money
£400 (£125)
£400 (£125)
£400 (£100)
£400 (£50)
Personal Possessions
£2,000 (125)
£2,000 (£125)
£2,000 (£100)
£3,000 (£50)
Single Article Limit
£250
£250
£250
£300
Valuables Limit
£250
£250
£250
£300
Loss of Passport
£300 (NIL)
£300 (NIL)
£300 (NIL)
£300 (NIL)
Legal & Personal Accident
Legal Expenses
£15,000 (NIL)
£15,000 (NIL)
£15,000 (NIL)
£15,000 (NIL)
Personal Liability
£2M (NIL)
£2M (NIL)
£2M (NIL)
£2M (NIL)
Personal Accident
£15,000 (NIL)
£15,000 (NIL)
£15,000 (NIL)
£15,000 (NIL)