All medical conditions considered with no age limit on Single Trip or Annual Multi-Trip policies. You're OK To Travel
The information detailed below will only apply to OK To Travel branded policies issued from April 2024, where the policy number begins OK-. Please refer to the policy wording for further guidance.
Activity Pack 1 is automatically included on the policy as standard. Activity Packs 2, 3 and 4 can be applied for an additional premium.
No cover will be provided if you are participating (including training) in:
Please note:
Aerobics, Angling, Animal Sanctuary/Refuge Work (excluding big cat), Archery+, Athletics (track & field), Badminton, Ballooning - Hot Air (as passenger only), Banana Boating, Baseball, Basket Ride, Basketball, Beach Games, Billiards, Bird Watching, BMX (excluding freestyle, stunts, obstacles & racing), Board Sailing, Body Boarding, Bowling, Bowls, Bungee Jumping (max. of 2 jumps), Camel/Elephant Riding, Camping Canoeing/Kayaking/Rafting/Tubing (not white water, river only), Catamaran Sailing (in-shore)+, Clay Pigeon Shooting+, Cricket+, Croquet, Curling, Cycling including e-cycles (excluding touring, BMX & mountain biking), Dancing, Darts, Diving (indoor up to 5 metres), Elephant/Camel Riding, Fell Walking, Fencing, Flag Football, Flying a kite, Football, Fresh Water/Sea Fishing (not Deep Sea Fishing), Frisbee (not Ultimate Frisbee), Glass Bottom Boats, Golf, Gymnastics (including cheerleading), Handball, Helicopter (sightseeing as a passenger), Highland Games, Hiking/Trekking/Walking (up to 3,000m excluding the use of ropes or guides), Horse Riding (no hunting, jumping or polo), Ice Skating (ice rink only), Indoor Climbing (on climbing wall), Jet Boating/Power Boating (as a passenger, no racing)+, Jet Skiing+, Jogging, Keepfit, Korfball, Low Ropes, Marathons (Maximum of 2 and not extreme marathons), Model Flying+, Model Sports+, Motorcycling (EU ONLY - on road and provided you hold an appropriate UK licence for the capacity of the motorcycle you are riding)+*, Mountain Biking (not downhill or freeriding), Netball, Orienteering, Outward-Bound Pursuits (ground level only), Paddle Boarding, Paintballing, (including Airsoft)+, Parascending/Parasailing (over water) towed by boat, Petanque, Pigeon Racing, Pony Trekking, Pool, Quoits, Rackets, Racquet Ball, Rambling (up to 3,000m), Rifle Range+, Ringos, River Walking, Roller Blading/Roller Skating, Rounders, Rowing (not ocean rowing), Running Sprint/Long Distance (up to and including Marathon distance), Safari (animal) but not an aerial safari, Sail Boarding, Sailing including dinghy’s (inshore)+, Scuba Diving to 30m if qualified and not diving alone, or down to 18 metres if not qualified and must be accompanied by a qualified instructor, Sea Kayaking as a beach activity (within sight of the shore), Segway Shooting+ (target range-not hunting), Snooker, Snorkelling, Softball, Squash, Stoolball, Surfing, Swimming (not open water), Swimming with Dolphins, Sydney Harbour Bridge, Table Tennis, Ten Pin Bowling, Tennis, Trampolining, Tree Top Canopy Walking, Tug of War, Volleyball, Wake Boarding, Water Polo, Water Skiing (no jumping), Whale Watching, Windsurfing, Working (excluding manual labour but including bar & restaurant work, office & clerical work, music performance & singing and fruit picking (not involving the use of machinery or working at height)), Yachting (in-shore)+, Yoga, Zip Lining, Zorbing (including Hydro Zorbing)
If Activity Pack 2 is added to your policy, you will also be covered for activities listed in Activity Pack 1.
Abseiling, Dry Slope Skiing/Snowboarding (including indoor artificial snow slopes), Aerial Safari (animal), Breathing Observation Bubble (BOB), Cross Country Running, Cycle Touring including e-cycles, Deep Sea Fishing (inside territorial waters), Dragon Boating, Falconry, Hurling+, Fell Running Lacrosse+, Fives, Octopush, Triathlon (not extreme), Go Karting (motorised)+, Gorge Walking, Gorilla Trekking, Hockey (not Ice Hockey)+, Roller Hockey+, Shinty, Street Hockey+, Summer Tobogganing, Swim Trekking, Swimming Open Water (organised and subject to boat escort e.g. swim trek. No cover for across channel etc...), Ultimate Frisbee, War Games+
If Activity Pack 3 is added to your policy, you will also be covered for activities listed in Activity Pack 1 and 2.
Canoeing/Kayaking/Rafting/Tubing (white water) Grade 1 & 2 rivers only, Land Yachting/ (including Blow Carting & Kite Buggying)+, Sand Boarding, Sand Dune Surfing/Skiing+
If Activity Pack 4 is added to your policy, you will also be covered for activities listed in Activity Pack 1, 2 and 3.
Black Water Rafting, Canoeing/Kayaking/Rafting/Tubing (white water) Grade 3 rivers only, Canyoning, Kite Boarding/Kite Surfing+, Hiking/Trekking/Walking up Kilimanjaro or Inca Trail, Mud Run and Obstacle course, Shark Cage Diving