Travel Insurance with Medical Conditions
Medical travel and holiday insurance for all pre-existing medical conditions and all ages.
- A-Rated insurers
- 24hr medical assistance
- Award-winning service
- All medical conditions considered
Travel and Holiday Insurance With Medical Conditions
OK To Travel has a range of specialist travel insurance options, including Single Trip, Annual Multi-Trip, and Cruise policies, all designed to accommodate your pre-existing medical conditions. There are no age limitations for European or worldwide annual coverage or single trips lasting up to 31 days. For those under 75 and embarking on retirement adventures, we extend coverage for getaways of up to 6 months!
We have insured thousands of travellers with existing health conditions through our specialist travel insurance policies, designed to respond to medical emergencies abroad, and give you the peace of mind to travel with confidence.
Travelling without extending your cover for pre-existing medical conditions poses significant risks. Tell us about your conditions, and we’ll tailor a policy to you and your travel plans. Choose from several different products and levels of cover on our website or with our experienced contact centre team, only paying for the cover you really need. All policies with OK To Travel give you access to the 24 hour emergency medical assistance line, your safety net when exploring the world.
Don’t let your medical conditions be a barrier to travel.
What Medical Conditions Can Travel Insurance Cover?
We’ve been covering pre-existing conditions for more than 20 years. Here’s just some of the conditions we cover on a regular basis:
Cancer
Bowel Cancer – Don’t let your bowel cancer diagnosis stop you from exploring the world – discover how we can help cover your bowel cancer.
Breast Cancer – Whether you’re undergoing treatment or in remission, find out if we can provide travel insurance that covers your breast cancer.
Cancer – Our policies are designed to provide peace of mind, helping you travel with confidence despite your cancer diagnosis.
Leukaemia – Don’t let your leukaemia diagnosis hold you back from travelling. Discover how our specialist cover can help you explore with confidence.
Heart & Circulatory Conditions
Heart Condition – Travelling with a heart condition doesn’t have to be stressful – we offer comprehensive protection for your heart condition.
Chronic Illnesses & Disorders
Diabetes (Type 1 & Type 2) – Managing diabetes shouldn’t mean giving up on travel – find out how our cover can protect your diabetes.
Lupus – Explore the world without worry – we can help cover you for your lupus.
Anaphylaxis – Travelling with serious allergies? Find out how our tailored insurance can cover anaphylaxis, so you can explore with confidence.
Neurological & Mental Health Conditions
Epilepsy – With epilepsy, travel can still be safe and worry-free. Let us offer you specialist insurance for your epilepsy.
You're OK To Travel
Whether you’re planning a one-off holiday or multiple trips throughout the year, our tailored policies ensure you can travel with confidence and peace of mind.
Medical travel insurance for one-off trips up to 365 days in duration to Europe or worldwide.
Cover for multiple trips to Europe or worldwide over a year-long period with no age limit.
Cruise travel insurance including cabin confinement, missed port departure and medical expenses.
Why Choose Medical Travel Insurance?
Medical emergencies abroad can be costly. OK To Travel’s travel insurance policies provide:
- Emergency Medical Cover – Comprehensive protection for medical treatment, hospital stays, and repatriation if necessary.
- Cancellation and Curtailment – Coverage for unforeseen cancellations due to your medical condition or other emergencies.
- Coverage for Family Members – Add family or travelling companions to the same policy for complete peace of mind.
- Fair Pricing – Premiums based on your current health, ensuring affordability without compromising on quality.
Benefits
Getting you covered.
Cancellation & Curtailment
Emergency Medical & Repatriation
Missed Departure
Baggage and Personal Belongings
Excess
Benefits
Getting you covered.
Up to £15,000
Up to £10m
Up to £2,500
Up to £3,000
From as little as £25
Cover is per person, per trip.
What’s Covered With OK To Travel?
No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.
Read the policy wording for full details.
FAQs
Some of our most frequently asked questions about travel insurance.
Who is eligible to purchase cover with OK To Travel?
Our travel insurance products are available to permanent UK residents who are registered with a GP in the UK. Some of our products can also cover residents of the Channel Islands or Isle of Man.
You need to be fit to travel at the time of purchasing travel insurance cover.
Do you have any age limits?
No, there’s no upper age limit for travel insurance with OK To Travel branded products, whether it’s a Single Trip or an Annual Multi-Trip policy. However, the maximum permitted duration of your trip may vary depending on your age.
We also offer other products with different age limits; you’ll only see those suitable for your needs when you get a quote.
How will I receive my policy documents?
If you arrange your travel insurance online, your documents will be emailed to you immediately. If you call us to arrange it, we will ask for an email address and send the documents over at the end of the call.
We will also text you the policy reference and emergency assistance number, so you will always have easy access to these, wherever you are in the world.
If technology is not your thing, you can ask to receive your documents in the post. If you have any problems retrieving your documents, please call us.
