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Annual multi-trip travel insurance

Flexible annual travel insurance offering year-round protection and optional cover for medical conditions.

annual multi trip travel insurance

Annual multi-trip medical travel insurance

An annual multi-trip travel insurance policy is the ideal choice if you’re taking several holidays throughout the year or want the freedom to travel whenever you choose, without arranging new insurance each time. It’s a flexible and convenient way to stay covered for all your upcoming trips.

Through our website or contact centre, we offer a range of annual travel insurance options, including policies that allow you to travel for longer periods, with cover for trips of up to 62 days per trip, giving you greater flexibility when planning your travels.

You can choose from the following annual multi-trip regions:

  • UK including the Channel Islands
  • Europe (excluding Israel & Egypt)
  • Rest of the World (excluding USA, Canada, Mexico and Caribbean)
  • Worldwide

If you’re unsure whether a single trip or annual policy is right for you, our dedicated travel insurance team is here to help. Call us on 01223 446 920, and we’ll guide you through your options, comparing destinations, benefits, and premiums so you can choose the cover that best suits your plans.

With OK To Travel, you can enjoy comprehensive protection for a full year, including cover for:

  • Pre-existing medical conditions
  • Trip cancellation
  • Emergency medical treatment
  • A wide range of activities
With OK To Travel, you can also compare up to 18 different policy options from a panel of leading travel insurers, making it easier to find the cover that matches your needs, budget, and travel plans.

It’s everything you need for stress-free travel throughout the year, wherever your plans take you.

Get annual cover today and travel as often as you like with confidence

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Call our UK team on 01223 446 920. We’re here to help.

12 months of travel insurance, whatever your age

Finding the right annual multi-trip travel insurance can sometimes feel difficult for travellers over 50, but with OK To Travel, age doesn’t have to be a barrier. We don’t impose an upper age limit on our yearly multi-trip policies, giving you the freedom to travel as often as you like throughout the year.

You can arrange your cover online or by phone – quickly, simply, and with complete confidentiality. To provide an accurate quote, we’ll ask where you’re travelling and the length of your trips, so we can offer the most suitable options for your plans.

It’s important to declare any pre-existing medical conditions for yourself and anyone else included on the policy. You’ll be guided through a straightforward medical screening process, where we ask relevant questions about your health. Answering these honestly and to the best of your knowledge helps ensure your policy provides the right level of protection.

Once the screening is complete, you’ll be shown the policies available to you. These include cover for declared medical conditions, along with options for cancellation, baggage, personal accident, and more. From there, you can review your options and select the policy that best fits your travel needs.

medical conditions travel insurance

Benefits

Getting you covered.

Cancellation & Curtailment

Emergency Medical & Repatriation

Missed Departure

Baggage and Personal Belongings

Excess

Benefits

Getting you covered.

Up to £15,000

Up to £10m

Up to £2,500

Up to £3,000

From as little as £0

Cover is per person, per trip.

What’s covered with OK To Travel?

No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.

Read the policy wording for full details.

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FAQs

Some of our most frequently asked questions about travel insurance.

  • What is the maximum trip length?

    You can travel as much as you like on our annual policies, providing each individual trip does not exceed 31 days.

  • Do you have any age limits?

    OK To Travel provides a range of specialist travel insurance schemes, some of which do not operate any upper age limit on Single Trip or Annual Multi-Trip policies. Get a quote online today, or discuss your requirements with our customer care team, so we can propose suitable products for your age and needs.

  • When should I start my annual policy?

    Annual policies must start within 30 days of the quote date. If you’ve already booked and paid for your trip, consider starting your policy immediately to ensure your funds are protected in the event of cancellation.

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