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Cruise Travel Insurance

We make cruise travel insurance simple, clear and reassuring. Whether you have medical conditions, are over 70, or want dependable cover, we’re here to help you enjoy every moment of your holiday at sea.

Cruise Travel Insurance Designed Around You

If you’re planning to go on a cruise, remember to add our cruise cover to your policy during the online journey. This additional cover is specifically designed for cruise holidays and includes important protections, such as cabin confinement, missed port departures, and cruise interruption. Cruise cover can be added to annual multi-trip insurance or to single trips.

To make sure you have the right level of protection, we look at a few key details when creating your quote. Your travel destination, the length of your trip and any pre-existing medical conditions all help us tailor your cruise travel insurance so it suits your needs. You’ll also have access to our 24-hour emergency medical line in your policy wording, giving you support whenever you need it.

As a simple extension of our standard policy, your cruise cover gives you the usual protection for emergency medical expenses, your personal belongings and missed departure. Alongside these essentials, you’ll benefit from cruise-specific features that make a real difference at sea. These include cover for unused cruise excursions, cabin confinement, cruise interruption and missed port departure. With this added support, your cruise travel insurance lets you enjoy your holiday with confidence, knowing you’re protected throughout your journey.

Let's get started...

Call our UK team on 01223 446 920. We’re here to help.

Cruise Insurance for Europe and Worldwide

Having cruise travel insurance that includes your pre-existing medical conditions means you can step on board knowing you’re protected if you need emergency treatment during your holiday. For extra reassurance, our product range includes various cancellation limits, ensuring you’ll also be protected against cancellation if your medical conditions lead to complications before your departure date.

If you require cancellation cover exceeding £10,000 per person, our customer service team can help guide you towards alternative options. It’s advisable to arrange your cruise holiday travel insurance once you’ve booked your cruise, as the cancellation benefit becomes effective from the moment you purchase insurance, thus protecting your investment sooner.

Benefits

Getting you covered.

Cancellation & Curtailment

Emergency Medical & Repatriation

Missed Departure

Baggage and Personal Belongings

Excess

Benefits

Getting you covered.

Up to £15,000

Up to £10m

Up to £2,500

Up to £3,000

From as little as £25

Cover is per person, per trip.

What’s Covered With OK To Travel?

No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.

Read the policy wording for full details.

Trusted by Our Customers

Rated Exceptional 4.8 out of 5

2,300+ reviews on Feefo

“OK To Travel make travelling for those with severe health issues so much easier. The medical screening is less intrusive and less stressful than competitors and the pricing is reasonable. I’ve recommended them to members of my family who have been amazed by the level of service.”

Fiona

“Agent called me back, saved me waiting on the phone and was very helpful. Sorted our travel insurance with no hassle.”

Richard

“Excellent service. Had to use the insurance after an accident in Thailand in 2020 and it was excellent.”

Trusted Customer

“I have quite a few medical conditions and my husband is over 80. I found this travel insurance meets our needs perfectly without being too expensive. The customer service has been second to none. Thank you so much.”

Trusted Customer

“We did everything over the phone and the advisor we spoke to was delightful. Polite, clear speaking and patient which is really important for elderly customers. 10/10.”

Renate

FAQs

Some of our most frequently asked questions about travel insurance.

Do you need special travel insurance for a cruise?

Yes, it’s strongly recommended to have cruise travel insurance, as a standard travel policy often won’t include the extra protection you may need at sea. Adding Cruise Cover ensures you’re protected for situations that are specific to cruising, such as cabin confinement, missed port departure, cruise interruption and unused excursions. It’s especially valuable if you need cruise travel insurance with medical conditions, or if you’re looking for cruise travel insurance with no upper age limit!
Can I get cruise-specific travel insurance with medical conditions?

Yes, you can get cruise travel insurance with medical conditions. Your medical conditions are declared during the quote journey, and once covered, you’ll have protection for emergency medical treatment at sea along with cruise-specific benefits such as cabin confinement, missed port departure, and cruise interruption. It’s ideal for travellers seeking cruise travel insurance for seniors or cruise travel insurance for over-70s who want to travel with peace of mind.
Do I need to declare my medical conditions?

Yes, when getting cruise travel insurance with medical conditions, it’s important to declare all relevant health information during the quote journey. This ensures your policy provides full protection for emergency medical treatment at sea and cruise-specific situations such as cabin confinement, missed port departure, and cruise interruption. Declaring your medical conditions keeps your cruise travel insurance valid and gives you peace of mind while you enjoy your holiday.

Cruise Travel Insurance

Cruise Travel Insurance Designed Around You

Let's get started...

Cruise Insurance for Europe and Worldwide

Benefits

Benefits

What’s Covered With OK To Travel?

Trusted by Our Customers

FAQs

Do you need special travel insurance for a cruise?

Can I get cruise-specific travel insurance with medical conditions?

Do I need to declare my medical conditions?

01223 446 920

services@oktotravelinsurance.co.uk

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