Do I need to declare my cholesterol medication?

We’re very experienced handling medical travel insurance and understand that many people with type 1 or type 2 diabetes are also prescribed precautionary blood pressure and cholesterol medication. It’s important to declare these as medical conditions in additional to your diabetes to ensure you are fully protected in the event of a medical claim.

My diabetes is diet controlled, does this need to be included in my screening?

If your diabetes is controlled by diet alone, it may not fall into our medical declaration questions. However, if you have attended a hospital, clinic or GP surgery for diabetes or had any prescription medication/treatment within the last two years, you’ll need to include this in your medical screening.

Who is eligible to purchase cover with OK To Travel?

Our policies are only available to permanent UK residents who are registered with a GP in the UK. Cover is not available to residents of the Channel Islands or IOM. You must be fit to travel at the time of purchasing insurance cover.

Diabetes travel insurance

Specialist medical travel insurance designed for people with type 1 diabetes and type 2 diabetes.

Are you travelling with diabetes?

Travelling with diabetes requires careful planning, especially when it comes to arranging the right medical travel insurance. Whether you have Type 1 diabetes, Type 2 diabetes, or another related condition, having appropriate cover in place ensures you can travel with confidence, knowing you’re protected if something unexpected happens.

At OK To Travel, we make it easier to find suitable cover by allowing you to compare a wide range of diabetes travel insurance policies from A-rated insurers. With up to 18 different policy options available, you can review and select the cover that best matches your individual health needs, destination, and travel plans – all in one place.

Our comparison-based approach helps ensure you’re not limited to a single insurer, giving you access to a broader range of options and helping you make a more informed decision about your cover.

Can you get travel insurance with diabetes?

Yes, travel insurance for people with diabetes is widely available, but it’s essential to declare your condition when applying.

When you request a quote, you’ll be guided through a simple and confidential medical screening process. This allows insurers to assess your medical history and offer policies that reflect your individual circumstances. By answering all questions accurately, you can ensure that:

Your diabetes is properly considered by insurers
You receive quotes tailored to your needs
Your policy provides the level of protection you expect

Failing to declare a pre-existing medical condition, including diabetes, could mean your policy does not provide cover for related claims, so it’s important to be open and accurate during this process.

What does diabetes travel insurance cover?

When comparing diabetes travel insurance policies, the level of cover can vary depending on the insurer and your personal circumstances. However, policies are designed to help protect you against a range of unexpected situations while travelling.

Typical areas of cover may include:

Emergency medical treatment abroad, including hospital stays
Cover for complications related to diabetes, where declared and accepted
Repatriation to the UK if medically necessary
Trip cancellation or curtailment for insured reasons
Loss or delay of personal belongings
Personal liability protection

Because every policy differs, being able to compare multiple options side by side allows you to understand the differences in cover, limits, and excesses – helping you choose what’s right for your trip.

Why compare diabetes travel insurance?

Finding the right policy is particularly important when you have a medical condition such as diabetes. Not all insurers offer the same level of cover, and acceptance criteria can vary.

By comparing policies through OK To Travel, you can:

Access multiple insurers in one place
Compare cover levels, limits, and benefits
Identify policies that are prepared to consider your condition
Choose cover that fits both your medical needs and budget

This approach gives you greater control, helping you secure protection that’s tailored to your circumstances rather than relying on a one-size-fits-all solution.

Why declaring diabetes on your travel insurance matters:

Declaring your diabetes is one of the most important steps when arranging travel insurance.

Even if your condition is well managed, insurers still need to understand your medical history in order to provide appropriate cover. During the screening process, you may be asked questions about:

Your diagnosis
Medication or insulin use
Recent medical history
Any related conditions or complications

Providing accurate information helps ensure:

Your policy is valid
Your cover reflects your needs
You are not exposed to unexpected costs if you need to claim

This process is designed to be straightforward, with clear questions and guidance throughout.

Let's get started...

Call our UK team on 01223 446 920. We’re here to help.

Travel insurance for diabetes complications

When arranging diabetes travel insurance, it is important to declare not only your diabetes but also any associated or related medical conditions you may have been diagnosed with. This ensures that your policy reflects your full medical history and provides an appropriate level of protection while you are travelling. Conditions commonly linked to diabetes can include impaired kidney function, stroke or TIA (mini stroke), heart conditions, as well as complications such as retinal (eye) damage, nerve damage, leg or foot ulcers, peripheral vascular disease, or amputation of a leg, foot or toe as a result of diabetes.

As part of the quote process, you will be given the opportunity to declare all of these conditions at the same time as your diabetes. This allows you to compare a range of travel insurance policies that take your individual health circumstances into account, helping you to choose cover that is better suited to your needs. If you have not been diagnosed with any related conditions, cover can still be provided should they arise during your trip, provided your diabetes has been declared and accepted on your policy.

OK To Travel offers a range of cover options, including Standard, Premier, Premier Extra and Premier Plus policies, each with different levels of cover limits to suit your travel plans. By comparing these options, you can select the level of protection that aligns with your destination, duration of travel and personal requirements. As long as your diabetes and any other pre-existing medical conditions have been declared, cover for these will be included within the limits outlined in your chosen policy. Full details of what is included can be found within the relevant policy wording.

All diabetes travel insurance policies arranged through OK To Travel also include access to a 24-hour emergency medical assistance service, ensuring that support is available whenever you may need it while abroad. In addition, cover is provided for your medication if it becomes lost or stolen during your trip. For travellers who have not booked through an ABTA or ATOL registered travel agent or tour operator, protection against scheduled airline failure is also included across all OK To Travel policies.

By declaring your diabetes and comparing the available policy options, you can arrange travel insurance that is tailored to your circumstances, helping you travel with greater confidence and peace of mind.

Benefits

Getting you covered.

Cancellation & Curtailment

Emergency Medical & Repatriation

Missed Departure

Baggage and Personal Belongings

Excess

Benefits

Getting you covered.

Up to £15,000

Up to £10m

Up to £2,500

Up to £3,000

From as little as £0

Cover is per person, per trip.

What’s covered with OK To Travel?

No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.

Read the policy wording for full details.

Trusted by our customers

Rated Exceptional by genuine customers

2,400+ reviews on Feefo, rated 4.8 out of 5

“OK To Travel make travelling for those with severe health issues so much easier. The medical screening is less intrusive and less stressful than competitors and the pricing is reasonable. I’ve recommended them to members of my family who have been amazed by the level of service.”

Fiona

“Agent called me back, saved me waiting on the phone and was very helpful. Sorted our travel insurance with no hassle.”

Richard

“Excellent service. Had to use the insurance after an accident in Thailand in 2020 and it was excellent.”

Trusted Customer

“I have quite a few medical conditions and my husband is over 80. I found this travel insurance meets our needs perfectly without being too expensive. The customer service has been second to none. Thank you so much.”

Trusted Customer

“We did everything over the phone and the advisor we spoke to was delightful. Polite, clear speaking and patient which is really important for elderly customers. 10/10.”

Renate

FAQs

Some of our most frequently asked questions about travel insurance.

Do I need to declare my cholesterol medication?

We’re very experienced handling medical travel insurance and understand that many people with type 1 or type 2 diabetes are also prescribed precautionary blood pressure and cholesterol medication. It’s important to declare these as medical conditions in additional to your diabetes to ensure you are fully protected in the event of a medical claim.
My diabetes is diet controlled, does this need to be included in my screening?

If your diabetes is controlled by diet alone, it may not fall into our medical declaration questions. However, if you have attended a hospital, clinic or GP surgery for diabetes or had any prescription medication/treatment within the last two years, you’ll need to include this in your medical screening.
Who is eligible to purchase cover with OK To Travel?

Our policies are only available to permanent UK residents who are registered with a GP in the UK. Cover is not available to residents of the Channel Islands or IOM. You must be fit to travel at the time of purchasing insurance cover.

Contact Centre hours:

Diabetes travel insurance

Are you travelling with diabetes?

Can you get travel insurance with diabetes?

What does diabetes travel insurance cover?

Why compare diabetes travel insurance?

Why declaring diabetes on your travel insurance matters:

Let's get started...

Travel insurance for diabetes complications

Benefits

Benefits

What’s covered with OK To Travel?

Trusted by our customers

FAQs

Do I need to declare my cholesterol medication?

My diabetes is diet controlled, does this need to be included in my screening?

Who is eligible to purchase cover with OK To Travel?

Still have questions?

Diabetes travel insurance

Are you travelling with diabetes?

Can you get travel insurance with diabetes?

What does diabetes travel insurance cover?

Why compare diabetes travel insurance?

Why declaring diabetes on your travel insurance matters:

Let's get started...

Travel insurance for diabetes complications

Benefits

Benefits

What’s covered with OK To Travel?

Trusted by our customers

FAQs

Do I need to declare my cholesterol medication?

My diabetes is diet controlled, does this need to be included in my screening?

Who is eligible to purchase cover with OK To Travel?

01223 446 920

services@oktotravelinsurance.co.uk

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