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USA travel insurance

Head to the United States with full travel insurance that includes protection for pre-existing medical conditions, and enjoy your journey with total confidence and peace of mind.

usa travel insurance

Travel insurance for USA

Are you travelling to the states for the 2026 World Cup? Some cities including Boston, New York and Los Angeles are hosting matches so it’s the perfect time to kick off your trip with the right travel insurance. Whether you are planning a trip to watch the football World Cup or travelling to relive your childhood at Walt Disney Land, our friendly contact centre team at OK To Travel can assist you in arranging the right travel insurance for your trip. There are some things you may want to consider when travelling to the USA, the UK government has highlighted several factors that may affect your trip including:

  • High demand for accommodation in the states (make sure to plan ahead of your stay)
  • Longer journey times and busier transport routes (especially on World Cup game days)
  • Tourist destinations may be crowded in host locations.

OK To Travel offers reliable travel insurance for the USA tailored to UK travellers with pre-existing medical conditions. Cover includes emergency medical expenses, pre-existing medical conditions, trip cancellation, baggage cover and 24/7 emergency assistance.

What’s included in our USA travel insurance?

Our policies are designed to provide extensive support during your time in the states, with features like:

  • Emergency medical treatment & hospital care

  • Trip cancellation or curtailment (if your plans change due to illness or other issues)

  • Lost, stolen, or damaged belongings

  • Cover for pre-existing medical conditions (subject to medical screening)

  • Optional add-ons for winter sports, gadget protection, and cruise holidays

Why choose us for your USA travel insurance?

  • Specialist support for medical needs – We cover a wide range of health conditions that many insurers won’t.

  • Over two decades of experience – We’ve helped thousands of travellers get the right cover for their trips.

  • Straightforward cover options – Choose between levels of protection to match your budget and travel plans.

  • Ability to compare quotes & immediate cover – Get covered online or speak to our UK-based team.

For those planning trips around major events like the 2026 World Cup, policies can often be tailored to suit different travel needs, whether you’re taking a single trip or multiple journeys over the year. Our contact centre team are ready to ensure you travel with comprehensive cover and feel protected from start to finish with peace of mind.

Do I still need travel insurance if I have a GHIC?

Yes. The United States does not provide free healthcare for visitors, so even a minor injury or illness could result in high medical costs. Travel insurance helps ensure you’re financially protected throughout your trip. Your GHIC won’t cover private treatment, medical repatriation, lost belongings, or trip cancellations. Travel insurance fills these gaps, helping you avoid unexpected costs while abroad.

Do UK residents need a visa for the USA?

If you’re travelling from the UK to the United States, you’ll usually need either an ESTA (Electronic System for Travel Authorization) or a visa, depending on your circumstances. It’s essential to arrange this before you travel, as you won’t be allowed entry without the correct approval. Travel insurance can help protect you financially while you’re away, but it doesn’t cover entry requirements. Always check the most up-to-date guidance from official US government sources before your trip, and see the FCDO travel advice for additional information.

Travelling to the USA for the 2026 World Cup

The United States will host matches during the World Cup 2026, taking place between June and July 2026. If you’re planning to travel for the tournament, it’s worth considering how busy this period is likely to be. Popular cities and tourist areas may experience increased demand, and travel plans could become more complex, particularly if you are visiting multiple locations. The FCDO advises travellers to check the latest travel advice and ensure they have appropriate insurance for the duration of their trip. Having the right cover in place can provide reassurance in case of changes to your plans, travel disruption, or unexpected medical situations while you’re away.

How to get covered:

  1. Fill in a short medical declaration (if needed)

  2. Choose your cover level

  3. Select optional extras for winter sports or valuables

  4. Pay securely and receive documents instantly

You’re protected from the moment you purchase, ideal if you’re booking ahead or already counting down to your trip.

Let's get started...

Call our UK team on 01223 446 920. We’re here to help.

Why choose OK To Travel

At OK To Travel, we understand that no two trips are the same. Our travel insurance is tailored to suit your unique needs with easy-to-understand policies and reliable customer support. Whether you’re travelling for the 2026 World Cup, or exploring Disney Land Florida, we’re here to help you travel with confidence.

  • Simple online quotes in minutes

  • 24/7 emergency assistance while abroad

  • Flexible coverage options to suit all budgets

  • No hidden fees or confusing terms

Medical Travel Insurance

Benefits

Getting you covered.

Cancellation & Curtailment

Emergency Medical & Repatriation

Missed Departure

Baggage and Personal Belongings

Excess

Benefits

Getting you covered.

Up to £15,000

Up to £10m

Up to £2,500

Up to £3,000

From as little as £0

Cover is per person, per trip.

What’s covered with OK To Travel?

No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.

Read the policy wording for full details.

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FAQs

Some of our most frequently asked questions about travel insurance.

  • What is the maximum single trip length?

    If you’re aged 75 or under, the maximum single trip length is 184 days. Duration limits for ages 76+ will vary.

  • Do you cover cruises?

    If you’re aged 75 or under, the maximum single trip length is 184 days. Duration limits for ages 76+ will vary.

  • When should I start my policy?

    We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).

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