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Travel Insurance with Medical Conditions

Medical travel and holiday insurance for pre-existing medical conditions designed by medical travel insurance experts

Travel and holiday insurance with medical conditions


We've left no stone unturned when considering the travel insurance needs of our customers with existing medical conditions. We have designed a policy that will respond and protect you should a crisis occur on holiday. As experts in health travel insurance, we are able to cover thousands of different medical conditions from mild asthma through to cancer and better still, we do not have an age limit for trips up to 3 months or annual multi-trip cover.


Without cover for your medical conditions, you run the risk of being out of pocket should you require any unexpected medical treatment abroad. Having adequate cover for your medical conditions can ensure you are protected to cancel or cut short the holiday if you become unwell or require emergency medical attention on holiday. Repatriation back to the UK is also covered. See our cover benefits page to find out more.


We’re happy to offer the same benefits to your travelling companions too, even if they do not have any pre-existing health conditions. If you have to cancel the holiday because of your medical conditions, so can they, if they are insured under the same OK To Travel policy (subject to policy terms and conditions).



Specialist medical travel insurance cover for people with cancer conditions including breast, prostate and bowel cancer.

Heart Conditions


Travel and holiday insurance for people who have suffered a heart attack or have conditions such as atrial fibrillation, angina and heart disease.



Single and annual multi-trip travel insurance designed for people with type 1 and type 2 diabetes.

OK To Travel has four levels of cover which can provide up to* 

£5,000 Cancellation


Cancellation cover up to £5,000 per person to recoup costs of unused travel and accommodation.

£10M Medical Expenses


Cover up to £10,000,000 per person if you require emergency medical treatment or repatriation.

£3,000 Baggage


Cover if your personal possessions are lost, stolen or damaged. 

£1,000 Gadget Cover


Cover against theft, accidental damage, breakdown and accidental loss of your gadgets.

£500 Missed Departure


Cover for travel and accommodation expenses required to reach your booked destination.

£50 Policy Excess


Policy excess as low as £50 with Premier Plus cover.

*Maximum amounts available per person, subject to the applicable policy excess.

Award-winning customer service


We're Feefo Platinum Trusted Service Award winners! Read independent reviews from genuine customers.


"A really welcome discovery of a good helpful insurer"


Clear questions about medical conditions with a sensible offer of one trip insurance for Europe. Reasonable price having been refused by another major UK provider. Immediate and complete transfer by email of all paperwork that was well presented and clear.




"Excellent service for the elderly"


Very happy that I was able to take out a travel insurance policy at my age (95). Many price options proposed for which I was grateful.




"Excellent company, excellent service, excellent price!"


I was very pleased with the overall process and the price. I am a repeat customer and will continue to be so, I will recommend your company to anyone who seeks my advice.




"Quick, easy, competitive"


Easy to understand, very helpful and knowledgeable. Quick to sort out. We’ve used OK To Travel a few times and will no doubt continue to in future. Competitive price.



Why are we the right choice?

All medical conditions considered


We'll endeavour to find you cover for any medical condition.

No age limits


Single Trip and Annual Multi-Trip cover for all ages.

Award-winning customer service


Our UK-based contact centre has won the Feefo Platinum Trusted Service Award.

Medical travel insurance frequently asked questions

Who is eligible to purchase cover with OK To Travel?

Our policies are only available to permanent UK residents who are registered with a GP in the UK. Cover is not available to residents of the Channel Islands or IOM. You must be fit to travel at the time of purchasing insurance cover.

Do you have any age limits?
Do you need to know the names of my medication?