Click4Assistance UK Live Chat Software

Annual Multi Trip Travel Insurance

Year long 12 month travel insurance for pre-existing medical conditions

Annual multi-trip medical travel insurance


If you’re a bit of a jet setter and travel frequently then our annual multi-trip insurance is a cost effective option to cover all your holidays and breaks throughout the year. A simple one time payment will secure travel insurance for 365 days and as long as there is no change in your medical conditions, it will save you the hassle of arranging cover for each trip separately.


You can travel multiple times on an annual multi-trip policy, provided that each individual trip doesn't exceed 31 days (from departure from the UK to return). Our annual cover doesn't renew automatically, but we'll send you a renewal invitation within 30 days of your policy's expiry date.


We provide four levels of cover with various benefits, including cancellation coverage ranging from £0 to £5,000 per person and emergency medical expenses up to £10 million.


Getting an annual quote takes minutes with our instant quote and buy system. It’s quick, simple and totally confidential. We can also insure your travel companions, regardless of whether they have medical conditions. Being insured under the same specialist policy with OK To Travel offers numerous benefits and can safeguard accompanying friends and family from unexpected expenses arising from your pre-existing medical conditions, such as trip cancellation or interruption. If you prefer to speak with us to discuss a quote or policy matters, our experienced and knowledgeable travel insurance agents are ready to assist you with your call.

Why are we the right choice?

All medical conditions considered


We'll endeavour to find you cover for any medical condition.

No age limits


Single Trip and Annual Multi-Trip cover for all ages.

Award-winning customer service


Our UK-based contact centre has won the Feefo Platinum Trusted Service Award.

Where can I travel to?


OK To Travel provides annual holiday and travel insurance for individuals, couples, groups and families with no age restrictions. There are three geographical areas to choose from.



Travel to European destinations only.

Worldwide 2


Worldwide countries excluding USA, Canada, Caribbean and Mexico.

Worldwide 3


All countries worldwide, providing there is no advice against all or all but essential travel in place.

OK To Travel has four levels of cover which can provide up to* 

£5,000 Cancellation


Cancellation cover up to £5,000 per person to recoup costs of unused travel and accommodation.

£10M Medical Expenses


Cover up to £10,000,000 per person if you require emergency medical treatment or repatriation.

£3,000 Baggage


Cover if your personal possessions are lost, stolen or damaged. 

£1,000 Gadget Cover


Cover against theft, accidental damage, breakdown and accidental loss of your gadgets.

£500 Missed Departure


Cover for travel and accommodation expenses required to reach your booked destination.

£50 Policy Excess


Policy excess as low as £50 with Premier Plus cover.

*Maximum amounts available per person, subject to the applicable policy excess.

Annual travel insurance for over 50's


Finding annual multi-trip insurance can be challenging for travellers over 50, but you'll be glad to know that OK To Travel doesn't impose an age limit when it comes to offering yearly cover.


As experts in medical travel insurance, we've expanded our expertise to include annual travel insurance as well. Simply disclose your diagnosed medical conditions to us, and we'll strive to tailor an annual multi-trip policy to suit your needs. We do request that you keep us informed about any changes in your medical conditions throughout the cover period. If there's a change in your health status or medication either before you travel or during the term of your policy, please notify us by calling our customer service team. We'll then update our records and adjust your travel insurance policy to ensure you're fully protected in the event of a claim.

Annual multi-trip frequently asked questions

What is the maximum trip length?

You can travel as much as you like on our annual policies, providing each individual trip does not exceed 31 days.

Do you cover cruises?
When should I start my annual policy?