Cruise insurance for Europe and worldwide
Having cruise cover that includes your pre-existing medical conditions ensures you'll be covered in case of emergency medical treatment during your holiday. Additionally, if you opt for our Premier, Premier Extra, or Premier Plus cover, you'll also be protected against cancellation if your medical conditions lead to complications before your departure date.
We offer four different insurance packages with varying cover limits, allowing you to select the most suitable one for your travel plans and pay only for the cover you truly need. Premier, Premier Extra, and Premier Plus all provide cancellation cover in case of unforeseen changes to your health before travel, and emergency medical expenses are covered up to £10 million on all OK To Travel policies. For further details, please refer to our benefits page.
If you require cancellation cover exceeding £5,000 per person, please contact the customer service team to explore alternative policies. It's advisable to secure your travel insurance once you've booked your cruise as the cancellation benefit of our Premier, Premier Extra, and Premier Plus cover becomes effective from the moment you purchase insurance, thus protecting your investment sooner. However, if you're booking a last-minute holiday or a quick break and haven't yet left the UK, our online quote and buy facility is ideal for obtaining last-minute cover. If you're purchasing single trip travel insurance close to your departure date and feel that cancellation cover is unnecessary, our 'Standard' cover option, which excludes cancellation coverage, may suit your needs and reduce your premium.
