Click4Assistance UK Live Chat Software

Long Stay Travel Insurance

Long trip medical travel insurance for up to 6 months

Long trip travel insurance with medical conditions


Are you planning a long stay holiday and finding it difficult to obtain insurance due to age or medical history? With our long stay insurance there are no upper age limits for trips up to 92 days in duration. We can provide insurance cover for trips up to 184 days for travellers up to the age of 75.


Some travel insurers won’t provide cover for pre-existing medical conditions which leaves travellers unprotected should a medical emergency arise related to their existing medical conditions. Whether you’re planning a long term holiday to Europe or Worldwide, OK To Travel offer long term travel insurance giving you the protection you need whilst on holiday.


We specialise in covering existing medical conditions such as heart conditions, strokes and all forms of cancer and could offer you a low-priced rate based only on your individual medical conditions. Getting a quote takes minutes with our instant quote and buy system. It’s quick, simple and totally confidential. Our Standard, Premier, Premier Extra and Premier Plus travel insurance packages offer a choice of cover limits, so you only have to pay out for the cover you really need.

Our travel insurance products


Choose from four levels of cover and only pay for the cover you really need. All cover benefits are per person insured on the policy and subject to the applicable policy excess.



We have four levels of cover which can provide up to:

£5,000 Cancellation


Cancellation cover up to £5,000 per insured to recoup costs of unused travel and accommodation.

£10M Medical Expenses


Cover up to £10,000,000 per insured if you require emergency medical treatment or repatriation.

£3,000 Baggage


Cover if your personal possessions are lost, stolen or damaged up to £3,000. 

COVID-19 Cover


A range of COVID-19 specific cover benefits including cancellation, denied boarding and medical expenses abroad.

£500 Missed Departure


Cover for travel and accommodation expenses required to reach your booked destination if you miss your departure.

£50 Policy Excess


Policy excess as low as £50 on our Premier Plus level of cover.

Long stay travel insurance up to 6 months


Our specialist single trip travel insurance policies are designed to cover pre-existing medical conditions including asthma, all types of cancer and heart conditions. Having single trip cover that includes your pre-existing medical conditions means you will be insured should you have to receive emergency medical treatment on holiday and if you opt for our Premier, Premier Extra or Premier Plus cover, you will also be insured against cancellation of your trip should your medical conditions cause any complications before your departure date. Find out more by visiting our benefits page.


OK To Travel insurance policies offer 24 hour assistance for medical emergencies, so if your medical conditions do give you any problems, you can rest assured help is never far away.


Once you have booked your holiday, it’s a good idea to get your travel insurance in place. The cancellation benefit of our Premier, Premier Extra and Premier Plus cover kicks in from the time you buy insurance, so the sooner you go on cover, the sooner your money is protected. However, if you are booking a last minute holiday or quick break, provided you haven’t left the UK, our online quote and buy facility is ideal for getting last minute cover. If you’re buying single trip travel insurance close to the time of your departure, you may feel cancellation cover is of no benefit, and if so, our Standard cover option, which excludes cover for cancellation, may meet your needs and reduce your premium.

Our experienced and knowledgeable travel insurance agents are here to help

Long stay travel insurance frequently asked questions

What is the maximum single trip length?

Single trip cover is available up to 92 days with no age limit. If you're under 75, cover is available for one-off trips of up to 184 days.

Who is eligible to purchase cover with OK To Travel?
When should I start my policy?