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Single Trip Medical Travel Insurance

Specialist single trip medical travel insurance to Europe and worldwide

Single trip medical travel insurance


If you take one or two holidays a year then our single trip cover may be the most cost effective option for you. This type of travel insurance offers protection for one-off trips and is tailored around the destination and length of time you are away, so you only pay for the cover you need.


If you are aged 75 or under, we can insure you to travel for up to 184 days so whether you’re off on a romantic weekend, a two-week family vacation, or starting your retirement with a long-awaited adventure, we can provide coverage from the moment you purchase insurance until the time you return home.


OK To Travel has four levels of cover, offering a variety of cover benefits. We'll cover you for cancellation of your trip up to £5,000 per person, and emergency medical expenses up to £10 million. Every policyholder has access to the 24 hour emergency medical assistance team, your safety net.


Getting a quote for travel insurance is easy using our instance online quote and buy platform. It's quick, simple and completely confidential. 


Getting a quote takes minutes with our instant quote and buy system. It’s quick, simple and totally confidential. We can also insure your travel companions, regardless of whether they have medical conditions. Being insured under the same specialist policy with OK To Travel offers numerous benefits and can safeguard accompanying friends and family from unexpected expenses arising from your pre-existing medical conditions, such as trip cancellation or interruption. If you prefer to speak with us to discuss a quote or policy matters, our experienced and knowledgeable travel insurance agents are ready to assist you with your call.

OK To Travel has four levels of cover which can provide up to* 

£5,000 Cancellation


Cancellation cover up to £5,000 per person to recoup costs of unused travel and accommodation.

£10M Medical Expenses


Cover up to £10,000,000 per person if you require emergency medical treatment or repatriation.

£3,000 Baggage


Cover if your personal possessions are lost, stolen or damaged. 

£1,000 Gadget Cover


Cover against theft, accidental damage, breakdown and accidental loss of your gadgets.

£500 Missed Departure


Cover for travel and accommodation expenses required to reach your booked destination.

£50 Policy Excess


Policy excess as low as £50 with Premier Plus cover.

*Maximum amounts available per person, subject to the applicable policy excess.

Single trip travel insurance with pre-existing medical conditions


Our specialist single trip travel insurance policies are crafted to cover pre-existing medical conditions such as asthma, various types of cancer, and heart conditions. With cover for your pre-existing medical conditions under our single trip plans, you'll be insured in the event of requiring emergency medical treatment while on holiday. Additionally, if you choose our Premier, Premier Extra, or Premier Plus options, you'll also be covered against trip cancellation should your medical conditions lead to complications before your departure date.


Every OK To Travel policyholder will gain access to the 24 hour emergency medical assistance team, so if your medical conditions do give you any trouble on holiday, you can rest assured that help is never far away.


After booking your holiday, you should look to arrange travel insurance immediately. The cancellation benefit under our Premier, Premier Extra, and Premier Plus plans becomes effective from the time of purchase, safeguarding your funds sooner. However, if you're booking a last-minute holiday or a quick getaway and haven't yet left the UK, our online quote and buy feature is ideal for obtaining last-minute cover. If you're purchasing single trip travel insurance close to your departure date and feel that cancellation cover is unnecessary, our Standard cover option, which excludes cancellation coverage, may suit your requirements and offer a lower premium.

Why are we the right choice?

All medical conditions considered


We'll endeavour to find you cover for any medical condition.

No age limits


Single Trip and Annual Multi-Trip cover for all ages.

Award-winning customer service


Our UK-based contact centre has won the Feefo Platinum Trusted Service Award.

Single trip travel insurance frequently asked questions

What is the maximum single trip length?

If you're aged 75 or under, the maximum single trip length is 184 days. Duration limits for ages 76+ will vary.

Do you cover cruises?
When should I start my policy?