Click4Assistance UK Live Chat Software

Single Trip Medical Travel Insurance

Specialist single trip medical travel insurance to Europe and worldwide

Single trip medical travel insurance

If you take one or two holidays a year then our single trip cover may be the most cost effective option for you. This type of travel insurance offers protection for one off trips and is tailored around the destination and length of time you are away, so you only pay for the cover you need.

There are no age restrictions on single trips of up to 3 months. If you are under the age of 75, we can insure you to travel for up to 184 days so whether you’re off on a romantic weekend, two week family holiday or perhaps settling into retirement with a long awaited adventure, we can provide cover to look after you from the second you buy insurance until the moment you return home.

We offer four levels of cover with a variety of cover benefits including cancellation between £0 and £5,000 per insured and emergency medical expenses up to £10 million.

Getting a quote takes minutes with our instant quote and buy system. It’s quick, simple and totally confidential. We can insure your travelling companions too, whether they have medical conditions or not. Being insured on the same specialist policy with OK To Travel has many advantages and can protect accompanying friends and family against unforeseen costs resulting from your existing medical conditions, such as cancellation or curtailment of a holiday. If you'd rather speak with us to discuss a quote and policy issue, our experienced and knowledgeable travel insurance agents are waiting for your call.

Our travel insurance products


Choose from four levels of cover and only pay for the cover you really need. All cover benefits are per person insured on the policy and subject to the applicable policy excess.



We have four levels of cover which can provide up to:

£5,000 Cancellation


Cancellation cover up to £5,000 per insured to recoup costs of unused travel and accommodation.

£10M Medical Expenses


Cover up to £10,000,000 per insured if you require emergency medical treatment or repatriation.

£3,000 Baggage


Cover if your personal possessions are lost, stolen or damaged up to £3,000. 

COVID-19 Cover


A range of COVID-19 specific cover benefits including cancellation, denied boarding and medical expenses abroad.

£500 Missed Departure


Cover for travel and accommodation expenses required to reach your booked destination if you miss your departure.

£50 Policy Excess


Policy excess as low as £50 on our Premier Plus level of cover.

Single trip travel insurance with pre-existing medical conditions


Our specialist single trip travel insurance policies are designed to cover pre-existing medical conditions including asthma, all types of cancer and heart conditions. Having single trip cover that includes your pre-existing medical conditions means you will be insured should you have to receive emergency medical treatment on holiday and if you opt for our Premier, Premier Extra or Premier Plus cover, you will also be insured against cancellation of your trip should your medical conditions cause any complications before your departure date.


OK To Travel insurance policies offer 24 hour assistance for medical emergencies, so if your medical conditions do give you any problems, you can rest assured help is never far away.


Once you have booked your holiday, it’s a good idea to get your travel insurance in place. The cancellation benefit of our Premier, Premier Extra and Premier Plus cover kicks in from the time you buy insurance, so the sooner you go on cover, the sooner your money is protected. However, if you are booking a last minute holiday or quick break, provided you haven’t left the UK, our online quote and buy facility is ideal for getting last minute cover. If you’re buying single trip travel insurance close to the time of your departure, you may feel cancellation cover is of no benefit, and if so, our Standard cover option, which excludes cover for cancellation, may meet your needs and offer a lower premium.

Award winning customer service from our UK based contact centre

Single trip travel insurance frequently asked questions

What is the maximum single trip length?

Single trip cover is available up to 92 days with no age limit. If you're under 75, cover is available for one-off trips of up to 184 days.

Do you cover cruises?
When should I start my policy?