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Travel Insurance for Thailand

Get the best travel and holiday insurance for Thailand with cover for COVID-19 to meet Thailand pass requirements

Medical travel insurance for Thailand


Finding the right travel insurance for Thailand is an absolute necessity. OK To Travel insurance policies are designed to cover pre-existing medical conditions, for long trips and with no upper age limit!


There are no age restrictions on single trips to Thailand for up to 31 days. If you're under the age of 75, we can insure your trip to Thailand for up to 184 days to give you the peace of mind you're fully covered until you return home. If you have pre-existing medical conditions, be sure to disclose these during the quote journey to ensure you're fully covered in case of a medical emergency.


We offer four levels of cover with a variety of cover benefits so you can choose the option most suited to your trip. We can cover your trip for cancellation up to £5,000 per insured but if you have your own accommodation in Thailand, it may be worth considering our 'Standard' level of cover which removes this benefit entirely. Emergency medical expenses are covered up to £10 million across all cover levels, including those associated with COVID-19 whilst abroad. You can find a more detailed summary of our COVID-19 cover benefits by visiting COVID-19 Travel Insurance.


Getting a quote for Thailand takes minutes with our instant quote and buy system. It’s quick, simple and totally confidential. We can insure your travelling companions too, whether they have medical conditions or not. Being insured on the same specialist policy with OK To Travel has many advantages and can protect accompanying friends and family against unforeseen costs resulting from your existing medical conditions, such as cancellation or curtailment of a holiday. If you'd rather speak with us to discuss a quote and policy issue, our experienced and knowledgeable travel insurance agents are waiting for your call.

Why are we the right choice?

All medical conditions considered


We'll endeavour to find you cover for any medical condition.

No age limits


Single Trip and Annual Multi-Trip cover for all ages.

Award-winning customer service


Our UK-based contact centre has won the Feefo Platinum Trusted Service Award.

The latest travel advice for Thailand


Plan ahead by reading the latest travel advice for Thailand provided by the Foreign, Commonwealth & Development Office. Due to security concerns, there may be certain areas of Thailand you're unable to travel to. They will also give you an overview of weather warnings, Visa requirements and COVID-19 testing procedures. It's advisable to check the following webpage when booking your trip and once again before your departure date: Foreign Travel Advice - Thailand (this is an external link which will open in a new tab).


Since 2020, the OK To Travel team have become very familiar with the entry requirements for Thailand and the COVID-19 cover requested when obtaining your Thai pass. We offer four levels of travel insurance cover, including COVID-19 cover benefits as standard. Cancellation following a positive COVID-19 test is available up to £5,000 per person* and emergency medical expenses for COVID-19 related treatment in Thailand can be covered up to £10 million. You can find a more detailed breakdown of our coronavirus cover benefits by visiting COVID-19 Travel and Holiday Insurance. Give our team a call if you require a supporting cover letter to outline the covered scenarios.


*There is no cover for cancellation or curtailment claims on our 'Standard' cover level.


Thailand travel guide


The best time to travel to Thailand is when the UK winter hits, providing an ideal escape from our rather cold temperatures. If you're in search of some winter sunshine, Thailand might just be the ideal destination for you whether you're travelling on a short break or heading off for several months to enjoy temperatures as high as 35 degrees between November and April. 


Accommodation costs in Thailand are excellent with prices starting at just £15 per night. Even luxury accommodation is very competitively priced compared to the equivalent European resorts. 


If you're travelling to Asia, embracing the local cuisine is an absolute must. Even more so when you consider Thailand is one of most affordable countries for restaurant dining. Some of the best places to travel to in Thailand also include...

Sandy Beaches


Railay Beach boasts some of the most spectatular beaches and limestone cliffs.

Ancient Temples


Thailand is home to some of the worlds most breathtaking ancient temples.



Visit historical landmarks and religious sites across the capital of Thailand.

OK To Travel has four levels of cover which can provide up to* 

£5,000 Cancellation


Cancellation cover up to £5,000 per person to recoup costs of unused travel and accommodation.

£10M Medical Expenses


Cover up to £10,000,000 per person if you require emergency medical treatment or repatriation.

£3,000 Baggage


Cover if your personal possessions are lost, stolen or damaged. 

£1,000 Gadget Cover


Cover against theft, accidental damage, breakdown and accidental loss of your gadgets.

£500 Missed Departure


Cover for travel and accommodation expenses required to reach your booked destination.

£50 Policy Excess


Policy excess as low as £50 with Premier Plus cover.

*Maximum amounts available per person, subject to the applicable policy excess.

Best travel insurance for Thailand reviews


We're Feefo Platinum Trusted Service Award winners! Read independent reviews from genuine customers.


"A really welcome discovery of a good helpful insurer"


Clear questions about medical conditions with a sensible offer of one trip insurance for Europe. Reasonable price having been refused by another major UK provider. Immediate and complete transfer by email of all paperwork that was well presented and clear.




"Excellent service for the elderly"


Very happy that I was able to take out a travel insurance policy at my age (95). Many price options proposed for which I was grateful.




"Excellent company, excellent service, excellent price!"


I was very pleased with the overall process and the price. I am a repeat customer and will continue to be so, I will recommend your company to anyone who seeks my advice.




"Quick, easy, competitive"


Easy to understand, very helpful and knowledgeable. Quick to sort out. We’ve used OK To Travel a few times and will no doubt continue to in future. Competitive price.



Do I need travel insurance for Thailand?


If you have booked your flights to Thailand, now is the time to purchase travel insurance to protect your holiday. The cancellation benefit of our Premier, Premier Extra and Premier Plus cover levels will apply as soon as your cover is in place. When visiting Thailand, you'll need to have appropriate cover in place for COVID-19 scenarios. Emergency medical expenses are included on all policies with OK To Travel. You can read more about our coronavirus cover by visiting What is covered for COVID-19?


At OK To Travel, we offer travel insurance for up to 31 days in Thailand with no age restrictions and if you're under 75, you can travel for 6 months at a time! All policies provide cover for a range of pre-existing medical conditions, COVID-19 related scenarios, emergency medical expenses, repatriation and personal property.


If you have pre-existing medical conditions, be sure to declare them during the quote journey. You'll be prompted to disclose certain conditions on a lifelong basis, whilst others will be accounted for over a much shorter timeframe. If you're unsure which conditions you should declare or how to answer a specific medical question, please give the team a call and we will guide you through the process. 

Thailand travel insurance frequently asked questions

Can I get COVID-19 cover for trips to Thailand?
What activities are covered when I travel to Thailand?
What is the maximum trip length for Thailand?
When should I start my policy?
When should I purchase travel insurance cover?
Is Thailand covered on my Annual Multi-Trip policy?